Accept USDT payments, authenticate users, manage subscriptions, verify entitlements, and unlock access automatically.
One integration. No authentication system. No billing system. No subscription logic. 1% fee only when you earn.
USDT checkout for products, memberships, subscriptions, and store orders — customer payments go directly to your wallet.
Passwordless login and PayLayer-owned sessions for your users.
Subscription status and renewal windows managed by PayLayer.
Entitlements tell your app exactly what a user can access.
Sell software, AI tools, APIs, Telegram bots, digital products, or memberships. PayLayer handles payments, login, sessions, entitlements, access, and webhooks.
Add USDT checkout to existing ecommerce, WooCommerce-style, Shopify-style, or custom stores. No rebuild required; your catalog, cart, inventory, and fulfillment stay yours.
From product setup to authenticated access without building a payment, login, or subscription backend.
Set the product, price, and access model for your app, bot, API, course, membership, or store.
PayLayer creates a complete integration prompt with auth, sessions, entitlements, checkout, webhooks, and logout.
Your coding assistant wires PayLayer into protected frontend and backend routes.
Your app consumes PayLayer session state instead of maintaining its own user system.
Confirmed payments grant subscriptions and entitlements your app can verify through the API.
A confirmed payment is not just a transaction. It updates subscription state, grants entitlements, sends webhooks, and lets your application unlock the right resource.
The user starts checkout from your app, bot, API, membership, or online store.
PayLayer creates the exact USDT amount, checkout page, QR code, and payment session.
PayLayer watches the TRC-20 payment and verifies confirmations before changing access state.
The user receives the relevant entitlement, your app unlocks, and the creator receives funds directly in their wallet.
Keep your existing ecommerce site, WooCommerce-style flow, Shopify-style storefront, custom cart, product catalog, inventory, and fulfillment. PayLayer adds USDT checkout, payment confirmation, order.paid webhooks, and Proof Receipts.
PayLayer records checkout created, payment address assigned, payment detected, confirmations checked, order marked paid, and webhook sent. Receipts are tamper-evident records of PayLayer-side payment events.
The infrastructure layer for creators who want payments, identity, subscriptions, and access control without building them from scratch.
Passwordless login through PayLayer, so creator apps do not need passwords or local account systems.
Users belong to PayLayer globally and can hold access across many creator products.
Secure multi-device sessions with validation, logout, and active-device support.
A universal permission system. Your app checks whether the user has the required entitlement.
Automatic subscription status and renewal support for apps, communities, APIs, and memberships.
Validate sessions, check access, read entitlements, create checkouts, and verify payments.
Real-time events for payment confirmation, access granted, subscriptions, store orders, and credits.
Tamper-evident records for payment lifecycle events and store checkout confirmations.
Add USDT payment confirmation to existing ecommerce without rebuilding catalog or fulfillment.
One prompt for Codex, Claude Code, Cursor, and similar tools to implement the full integration.
Creator applications ask PayLayer for authentication and access state instead of rebuilding identity, billing, and subscription infrastructure.
Whether you're a developer, an AI-assisted creator, or running a crypto-native product.
Paste one integration kit into your AI tool and PayLayer authentication, sessions, checkout, and access checks are wired in.
Use API calls and webhooks to validate sessions, check entitlements, create checkout sessions, and update your own system.
Your users already have USDT. PayLayer lets you authenticate users and grant access without a traditional payment processor.
Pay nothing until you earn. Then pay only 1%.
of revenue processed · no monthly fees
The things builders ask before their first payment.
For new integrations, yes. Users authenticate through PayLayer, your app validates the PayLayer session, and protected features check entitlements instead of local subscription tables.
An entitlement is a permission such as app.pro, course.access, discord.vip, or api.basic. Your app asks PayLayer whether the authenticated user has the entitlement required for a feature.
Every checkout has an exact amount that identifies the payment — ask customers to send exactly that (most wallets and exchanges let them paste it). If an amount doesn't match, the payment isn't auto-confirmed; it's flagged for reconciliation, so access or order status is never granted on a mismatched payment and nothing is silently lost.
USDT on the Tron network (TRC-20). Fees are minimal, transfers settle in seconds, and your customers can pay from Binance, OKX, Trust Wallet, or any TRC-20 wallet.
Not your customers' payments. Those go straight to your own registered USDT wallet on-chain — PayLayer never holds or routes them. The one exception is your prepaid credit balance: when you top it up you send USDT to a PayLayer-controlled address, and PayLayer holds that credit until it is consumed as the 1% platform fee.
There isn't any. USDT is a stablecoin pegged roughly 1:1 to the US dollar, so a $20 payment arrives as about 20 USDT — no crypto price swings to manage.
No. On-chain payments are final, so you're not exposed to chargebacks or friendly fraud the way card processors are. Once a payment is confirmed, it's settled.
No monthly fees and no setup cost. You pre-fund a credit balance (10 USDT minimum), and each payment deducts 1% from it off-chain. Unused prepaid credit may be refunded at PayLayer's discretion as a goodwill gesture. The 1% platform fee is not refundable once processed. Refunds are not guaranteed.
New checkouts stop being accepted — an empty balance pauses your sales, not just your PayLayer usage. The check also holds back the fees on payments still in flight, so a balance that looks positive can still be too low to open another checkout. You get one low-balance warning by email and webhook when you cross below 2 USDT; top up before then.
A new payout address is staged and takes effect 24 hours later. The delay is deliberate: if someone else got into your account, it is the window in which you can notice and stop the change before any funds move. Payments created before the change keep the old address, so don't switch wallets right before a large expected payment.
Top-ups are matched by exact amount, so a round number, a send after the 1-hour window closes, or an exchange that deducts its withdrawal fee from the amount will all arrive without matching. The deposit is held for manual reconciliation — never silently credited, never lost. Contact support with the transaction hash rather than sending again. TRC-20 USDT on Tron only.
Two different limits that are easy to mix up: the minimum credit top-up is 10 USDT (maximum 10,000), and the minimum price for a product you sell is 1 USDT. Selling a 1 USDT product is fine; funding the account that sells it takes at least 10.
After your customer sends, PayLayer waits for network confirmations — usually about a minute — then unlocks access automatically. No manual checking on your side.
For protected apps, users authenticate with PayLayer so access can be granted and renewed. For store checkout, the merchant can still collect buyer email and order details from its existing checkout flow.
Questions about PayLayer? We usually respond within one business day.
PayLayer integrates with any app — paste the AI Integration Kit into your coding tool and authentication, sessions, entitlements, checkout, and webhooks are set up together.
Any tech stack — React, Next.js, vanilla JS, Python, Telegram bot frameworks
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