Security controls for payments, identity, sessions, and access.
PayLayer combines direct-to-wallet payment design with authentication, session security, financial integrity checks, audit logs, and tamper-evident Proof Receipts.
Passwordless Login
Creators and application users authenticate with email-based OTP flows. PayLayer does not require creator apps to store passwords.
OTP Protection
OTP verification uses expiry windows, retry limits, rate limiting, and hashed storage so plaintext OTPs are not written as the durable source of truth.
Hashed Tokens
Session and login tokens are hashed where persisted. Raw tokens are treated as credentials and should never be logged or committed.
Session Security
PayLayer validates sessions, supports logout, tracks active sessions, and exposes device revocation endpoints for applications using PayLayer identity.
Financial Integrity
Ledger and settlement protections are designed to prevent negative balances, duplicate settlement effects, and silent financial drift.
Atomic Payments
Payments are matched by exact USDT amount and transaction data. PayLayer verifies blockchain confirmations before granting access or marking orders paid.
Fraud Prevention
PayLayer uses rate limits, wallet compliance checks, payment mismatch handling, webhook validation, and monitoring to reduce fraud and abuse risk.
Proof Receipts
Proof Receipts create tamper-evident records of payment lifecycle events, including checkout creation, payment detection, confirmations, order paid, and webhook attempts.
Audit Logs
Security events, admin actions, webhook deliveries, proof events, payment lifecycle changes, and operational monitors support investigation and recovery.
Creator Responsibilities
Creators must keep API keys, store secret keys, webhook secrets, and admin credentials out of browser code and public repositories.